From free flights to luxury lounge access, here are the best US travel credit cards in 2025—with direct application links.
1. Chase Sapphire Preferred® Card
Why it’s great: Earn 60,000 bonus points after spending $4,000 in the first 3 months
(worth $750 toward travel via Chase Ultimate Rewards). Get 5x points on travel booked
through Chase, 3x on dining, and 2x on other travel.
- Annual fee: $95
- Official link: Apply at Chase
2. Chase Sapphire Reserve
Why it’s great: Premium travel perks with 60,000 bonus points, $300 annual travel credit,
Priority Pass lounge access, and 10x points on Chase Dining. Perfect for frequent travelers.
- Annual fee: $550
- Official link: Apply at Chase
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3. Capital One Venture Rewards Credit Card
Why it’s great: Earn 75,000 miles after spending $4,000 in 3 months (worth $750 in travel).
Miles can be transferred to 15+ airline and hotel partners. Includes 2 complimentary Capital One Lounge or Priority Pass visits.
- Annual fee: $95
- Official link: Apply at Capital One
4. Capital One Venture X Rewards Credit Card
Why it’s great: Premium version of Venture with unlimited lounge access, 75,000 bonus miles,
$300 annual travel credit, and 10,000 bonus miles every account anniversary.
- Annual fee: $395
- Official link: Apply at Capital One
5. The Platinum Card® from American Express
Why it’s great: Up to 150,000 Membership Rewards points as a welcome offer, with 5x points on flights and hotels.
Includes Centurion Lounge access, Priority Pass, and Marriott/Hilton Gold status.
- Annual fee: $695
- Official link: Apply at Amex
6. Citi Strata Premier℠ Card (formerly Citi Premier)
Why it’s great: Earn 75,000 ThankYou® Points after spending $4,000 in 3 months.
10x points on hotels, rental cars, and attractions booked via CitiTravel, plus $100 annual hotel credit.
- Annual fee: $95
- Official link: Apply at Citi
7. United℠ Explorer Card (Chase)
Why it’s great: Perfect for United Airlines flyers—earn 50,000 bonus miles after spending $3,000 in 3 months.
Includes 2 United Club passes annually, free first checked bag, and priority boarding.
- Annual fee: $0 first year, then $95
- Official link: Apply at Chase
For luxury travelers, the AmEx Platinum or Chase Sapphire Reserve are unbeatable with lounge access and premium benefits.
For those who want value with a lower fee, the Chase Sapphire Preferred and Capital One Venture Rewards are strong all-rounders.
Always choose based on your travel style—whether that’s maximizing points, enjoying lounge access,
or flying with a specific airline like United.
✅ Best Picks by Traveler Type
- Budget-Friendly Traveler → Chase Sapphire Preferred / Citi Strata Premier
- Luxury Traveler → AmEx Platinum / Chase Sapphire Reserve
- Airline-Specific Traveler → United Explorer (United Airlines fans)
- All-Round Value → Capital One Venture Rewards
| Card | Welcome Bonus | Key Perks | Annual Fee | Official Link |
|---|---|---|---|---|
| Chase Sapphire Preferred® | 60,000 pts (after $4k spend/3mo) | 5x travel (via Chase), 3x dining, $750 value in travel | $95 | Apply |
| Chase Sapphire Reserve® | 60,000 pts (after $4k spend/3mo) | $300 travel credit, Priority Pass, luxury perks | $550 | Apply |
| Capital One Venture Rewards | 75,000 miles (after $4k spend/3mo) | 2x miles everywhere, lounge access (2 visits) | $95 | Apply |
| Capital One Venture X | 75,000 miles (after $4k spend/3mo) | Unlimited lounge access, $300 travel credit, 10k anniversary miles | $395 | Apply |
| AmEx Platinum | Up to 150,000 pts (varies by offer) | Centurion & Priority Pass lounges, Hilton & Marriott Gold, 5x flights/hotels | $695 | Apply |
| Citi Strata Premier℠ | 75,000 pts (after $4k spend/3mo) | 10x hotels/rentals/attractions (via CitiTravel), $100 hotel credit | $95 | Apply |
| United℠ Explorer (Chase) | 50,000 miles (after $3k spend/3mo) | 2 United Club passes, free 1st bag, priority boarding | $0 first yr, then $95 | Apply |
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